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Did You Know?

• You can get a 0.25% increase in your CD rates just by having a Golden Rewards NOW or Carefree Gold Account!
• You can earn up to 1% cash back just by using your VISA Debit Card & pressing "Credit" with CardCash™ cash back rewards!
• Pay anyone online with FREE Bill Pay
• eStatements are now available!

Switch Kit

Make the Switch

Northern Michigan Bank & Trust offers many types of products and services to meet your personal banking needs. Make the switch to Northern Michigan Bank & Trust today and let us become part of your financial future.

To transfer funds from your current financial institution to Northern Michigan Bank & Trust, we have provided a “Switch Kit”. Visit any of our nine convenient locations and we will be glad to sit down with you to complete the necessary forms. If you wish to complete the “Switch Kit” yourself, forms are available via the printable PDF file links.

We look forward to serving you as a valued customer of Northern Michigan Bank & Trust

Helpful Forms

Switch Kit - Change Automatic Debit (87 KB)

Switch Kit - Changing Payroll Direct Deposit (68 KB)

Switch Kit - Checklist (104 KB)

Switch Kit - Close Account Form (85 KB)

Switch Kit - New Account Information (85 KB)