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Did You Know?

• You can get a 0.25% increase in your CD rates just by having a Golden Rewards NOW or Carefree Gold Account!
• You can earn up to 1% cash back just by using your VISA Debit Card & pressing "Credit" with CardCash™ cash back rewards!
• Pay anyone online with FREE Bill Pay
• eStatements are now available!

Personal Banking Services

Convenience. Simplicity. Service.

At Northern Michigan Bank & Trust, we’re committed to all three. We want to make sure you have everything you need to achieve your financial goals. To meet the financial needs of each individual, we offer a variety of Personal Banking Services.

Here are just some of the Personal Banking services we offer:

Money Talks 24 Hour automated CSR: 800-690-1666

Want to switch over to us? We have Switch Kits available. Quick, Easy, and Secure. Find out more.