Community People You Know
Contact Us  
Personal Banking Services
Did You Know?
  • You can get a 0.25% increase in your CD rates just by having a Golden Rewards NOW or Carefree Gold Account!
  • You can earn up to 1% cash back just by using your VISA Debit Card & pressing "Credit" with CardCash™ cash back rewards!
  • Pay anyone online with FREE Bill Pay
  • eStatements are now available!

 

Other Personal Banking Services

Overdraft Protection (PRA) - Protect yourself from the cost and inconvenience of returned checks. Overdraft protection guards against overdrawing your checking account (subject to credit approval).

  • If checking account is overdrawn, funds will be advanced in $50 increments
  • No prepayment penalty
  • No annual fees or late charges

Contact your Northern Michigan Bank & Trust representative for current interest rates and details.

Automatic Transfers - You can instruct us to move money from any of your Northern Michigan Bank & Trust accounts to another regularly. Contact your Northern Michigan Bank & Trust representative for more details.

Debit Cards - You can use a Northern Michigan Bank & Trust debit card at any of our ATMs free of charge. It can also be used at any merchant world wide displaying the VISA Symbol. The amount of your purchase is automatically deducted from your checking account (subject to approval). You can also earn up to 1% cash back on your "signed" debit card purchases with our CardCash™ rewards program.  Contact your Northern Michigan Bank & Trust representative for an application. For assistance with lost/stolen Debit cards during business hours call (906)786-0221 or toll-free (888)269-8325.  For after hours assistance with lost/stolen Debit cards please call (800)236-2442.

Consumer Credit Cards - We offer VISA credit cards. Contact your Northern Michigan Bank & Trust representative for an application and details.

Payroll Direct Deposit - If your employer offers this service, we can deposit all or a portion of your paycheck directly into your savings or checking account. Contact your Northern Michigan Bank & Trust representative for more details.

ATM Cards - A Regular Savings, Money Market, or checking account comes with the option of an ATM card. The card can be used at any Northern Michigan Bank & Trust’s convenient location free of charge. For assistance with lost/stolen Atm cards during business hours call (906)786-0221 or toll-free (888)269-8325. For after hours assistance with lost/stolen Atm cards please call (800)236-2442.

24-Hour Services

Money Talks Telephone Banking - You can get important account information and make transactions without having to walk into the bank.  Just call 1-800-690-1666 and an automated customer service representative gives you a variety of choices and takes you step-by-step to the information you are after.  Instant information on your accounts, anytime, anywhere, as close as your touch-tone telephone.

Money Talks Online - Bank with us online anytime with “Money Talks Online”.  Secure access to your accounts to check balances, transfer funds, make loan payments, and much more - all from your computer, anytime, day or night. Sign up for Money Talks Online.

Not a Customer? Make the Switch to Northern Michigan Bank & Trust Today!
SERVING:    Escanaba    Marquette    Chocolay    Ishpeming   Kingsford    Bark River    Gladstone    Iron Mountain
HomeAbout UsLocations & HoursJobsHot TopicsContact UsSitemap
Security & Privacy©2013 Northern Michigan Bank & Trust