


Owning a home is not just a dream, it’s also one of the most significant financial investments you will make. Purchasing a home deserves careful attention to detail and a thorough understanding of available lending options.
Northern Michigan Bank & Trust provides attention and understanding. We are committed to your needs. With understanding of the local real estate market, we are ready to put our knowledge to work for you. You can depend on prompt, responsive, local lending decisions, competitive rates, and personalized service.
Some of our Mortgage Products available to you:
| Conventional Loans New Construction Loans USDA/Rural Development |
Home Equity Lines of Credit Home Improvement Loans Second Mortgages Balloon Loans |