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Mortgage Loan Rates

As of February 21, 2012

See a consumer loan officer for information on the following additional loan products:

• Conventional Mortgages with different payment terms
• Rural Development Mortgages
• MSHDA Mortgages
• In House Balloon Mortgages
• Rental or Investment Property Mortgages
• Home Improvement 2nd Mortgages
• Residential Construction Mortgages
• Home Equity Lines of Credit
• Mobile Home Loans
• Personal Loans

General Disclosures

• Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a mortgage loan officer. Other restrictions may apply.
• The monthly payment displayed includes principal and interest. The payment amount does not include homeowner's insurance and property taxes which must be paid in addition to your loan payment.
• The displayed Annual Percentage Rate (APR) for the loan products shown reflects the interest rate and approximate cost of prepaid finance charges, including 1% of your loan amount to be applied to the origination charge, but does not include other closing costs or discount points.
• The approximate cost of prepaid finance charges does not constitute and is not a substitute for the Good Faith Estimate of Closing Costs (GFE) that you will receive once you apply for a loan. This is not a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary and may include additional fees and costs.
• Conventional loans with a down payment less than 20% require mortgage insurance which could increase the monthly payment and Annual Percentage Rate (APR).

See a commercial loan officer for rates and terms for business loans.