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Northern Michigan Bank & Trust has been providing deposit, lending, investment, and other financial services for the Central Upper Peninsula since 1892. We invite you to browse through our pages to discover how we can serve your banking needs.

HOT TOPICS… see the videos below for NEW FDIC Insurance rules and ID Theft Prevention.

Your Security; Our Priority
Your Security, Our Priority

FDIC Insurance
FDIC Insurance

Online Banking:



Check out the benefits of Money Talks Online Banking…

  • Free Online Bill Pay
  • Transfers between Accounts
  • Online Check Images
  • Online Fraud Protection
  • 24-hour Access