COMMERCIAL
Whether your business is large or small, we have services that can help your business grow...
WELCOME
Northern Michigan Bank & Trust has been providing deposit, lending, investment, and other financial services for the Central Upper Peninsula since 1892. We invite you to browse through our pages to discover how we can serve your banking needs.
| Type of Loan | Loan Rates | Terms of Loan | Other Important Information |
| 15 Year Fixed Rate | 2.875% /3.019% APR* | 10- 15 Years | RATES ARE SUBJECT TO |
| 30 Year Fixed Rate | 3.750% /3.832% APR* | 21 -30 Years | CHANGE WITHOUT NOTICE |
Deposit Rates
| Account Product | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
| 6 Mos - Certificate of Deposit | $1,000.00 | 0.35% | 0.35% |
| 1 Year - Certificate of Deposit | $1,000.00 | 0.75% | 0.75% |