Northern Michigan Bank & Trust Privacy Policy:
Northern Michigan Bank & Trust
1921 3rd Avenue North
P.O. Box 716
Escanaba, Michigan 49829
Phone: (906) 786-0221
Our Privacy Commitment to You. Over the years Northern Michigan Bank & Trust has always highly valued its customers’ privacy. When you do business with our financial organization, you’re asked to provide us with personal information. This information is important because it helps us get a better picture of your needs, provide better service, and complete your transactions more efficiently. We have protected your confidential information in many ways and will continue to do so. We have developed privacy policies by which we operate. These policies outline how we use and safeguard the information that is given to us. Please read the following information carefully. As always, we appreciate your business. Thank you for banking with us!We, our, and us, when used in this notice, mean Northern Michigan Bank & Trust.. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:All of our consumer customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Safe deposit box
- Retail installment contract we hold and service
- Self-directed IRA
- Financial or investment services
- Brokerage services
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
Confidentiality and Security of Nonpublic Personal Information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect.We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information we receive from a consumer reporting agency
- Information about your transactions with nonaffiliated third parties
Nonpublic Personal Information We DiscloseWe do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.
This may include joint marketing or marketing of financial products on behalf of the Bank.
Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account (s) to a consumer reporting agency. Your written notice describing the specific inaccuracy (ies) should be sent to us at the following address:
P. O. Box 716
Escanaba, Michigan 49829
