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Northern Michigan Bank & Trust has been providing deposit, lending, investment, and other financial services for the Central Upper Peninsula since 1892. We invite you to browse through our pages to discover how we can serve your banking needs.
IT'S TAX TIME!
Looking for the amount of interest you earned on a deposit account or interest you paid on a loan for 2014? We can help!
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FRAUDULENT CHECKS ON THE RISE AGAIN
Fraudulent checks are on the rise again. Be cautious when receiving checks from parties unknown to you - especially if you are selling things online. Buying/Selling items online may be fast and convenient, but it can also be quite costly. SELLERS - please exercise caution when receiving checks from parties unknown to you - especially non-local or out of state checks. if you receive a check for more than what your sales price is and the buyer says "the additional money is to cover the shipping costs" and wants you to send the difference back to them through PayPal, Western Union, or pay the person they send to pick the item, DON'T!! THIS IS A SCAM! Once you give them back the difference, the check they sent to you typically is returned to the bank as a fraudulent item, usually within 3-5 days of processing it.
The best way to protect yourself when selling things online is to only accept cash or wire transfer. If you take a check of any kind, even a certified bank check, bring it to your bank and have them send it in for collection. That way you will know if the check is legitimate or not; and remember, an honest buyer will wait and not pressure you. If you ever have any concerns about a check your are receiving, please stop in and see your banker. We are always here to help you and help to keep your account safe.
Based in the Upper Peninsula of Michigan, Northern Michigan Bank & Trust employees are proud to offer financial expertise while participating in and helping to organize local community fundraisers. Because we are Community People You Know, you will find us coaching youth sports or volunteering for various interests in our area alongside you. Visit our Lifestyles page to view local community events. Visit the photo gallery to view local scenic photos of the Upper Peninsula or pictures of our employees helping out in the community. We appreciate you as our neighbor and thank you for being a part of Northern Michigan Bank & Trust.
|Account Product||Minimum Opening Deposit||Interest Rate||Annual Percentage Yield|
|6 Mos - Certificate of Deposit||$1,000.00||0.25%||0.25%|
|1Year - Certificate of Deposit||$1,000.00||0.40%||0.40%|
|»More Deposit Rates|
MORTGAGE RATES - Visit our Mortgage Center for the current rates.
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