Personal Savings Accounts

Regular Savings

• No service charges if balance stays above $100
• If balance falls below $100, a $1.00 per withdrawal plus a $5.00 maintenance fee during statement cycle will apply
• Interest bearing
• Unlimited withdrawals if done in person

Money Market Savings

• No monthly fees
• Minimum opening deposit of $1,000
• Higher tiered interest rates above $10,000; below $1,000 earns a reduced interest rate
• Unlimited withdrawals if done in person

Christmas Club Accounts

• Interest Bearing account
• Penalty for early withdrawal