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We offer a variety of Personal Banking Services to meet your individual needs...


We offer mortgage financing options for your new home purchase, home equity, etc…


Whether your business is large or small, we have services that can help your business grow...


Unsure of how or where to invest or save your money? Let our Trust Department help you...


Kingsford Office

Northern Michigan Bank & Trust has been providing deposit, lending, investment, and other financial services for the Central Upper Peninsula since 1892. We invite you to browse through our pages to discover how we can serve your banking needs.

Visa Debit Card Alerts Now Available!

We are proud to announce that we now have Visa Debit Card Alerts available for you.  By signing up you will be alerted to purchases made with your Visa Debit card outside of the U.S.A., purchases over a certain dollar amount, online purchases or telephone purchases.  Choose to receive your alert via a text message or email message, it's your choice! Please view the details on our homepage banner.  Click "sign up" and let the alerts begin. The sign up button will take you offsite to a secure Visa site so that you can obtain more information regarding Visa Debit Card alerts.

If you have questions regarding this service, please email Visa directly at

Northern Michigan Bank & Trust does not charge for this service. Please note: Message and data rates may apply through your phone carrier service.


The newest check scam includes a check delivered by FedEx and made out to Secret Shopper. Do not cash this check or reply to emails that are sent to you from Secret Shopper if you are not affiliated with them. This is a scam.

Fraudulent checks are on the rise again.  Be cautious when receiving checks from parties unknown to you - especially if you are selling things online.  Buying/Selling items online may be fast and convenient, but it can also be quite costly.  SELLERS - please exercise caution when receiving checks from parties unknown to you - especially non-local or out of state checks.  if you receive a check for more than what your sales price is and the buyer says "the additional money is to cover the shipping costs" and wants you to send the difference back to them through PayPal, Western Union, or pay the person they send to pick the item, DON'T!!  THIS IS A SCAM!  Once you give them back the difference, the check they sent to you typically is returned to the bank as a fraudulent item, usually within 3-5 days of processing it.

The best way to protect yourself when selling things online is to only accept cash or a wire transfer.  If you take a check of any kind, even a certified bank check, bring it to your bank and have them send it in for collection.  By sending the check in for collection you will  have a confirmation that the check you have is not fraudulent. Please stop in to see your banker.  Your accounts safety is important to us. You are important to us.

SERVING:    Escanaba    Marquette    Ishpeming   Kingsford    Bark River    Gladstone    Iron Mountain
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